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More money is coming into the South Pacific than ever. Fewer banks are willing to move it.
By Mark Townley, Managing Director, Ideas2Outcomes & Artipi (Banking & Payments Strategic Advisory) - July 2026 Three numbers give key insights into the South Pacific's decade ahead. (1) US$20 to 25 billion, the combined capital investment Papua New Guinea's two flagship resource projects could represent over the next ten years. (2) Forty-three per cent, (43%) remittances as a share of Tonga's GDP, the highest dependency in the world, with Samoa fourth at 28 per cent. (3) Six
Mark Townley
Jul 238 min read


The Rails Are Now in Play: What the RBA's 2026 Payments Regulation Review Means, by the Numbers
By Mark Townley, Founder and Managing Director, Artipi Payments Advisory On 25 June 2026 the Reserve Bank of Australia opened the most consequential payments policy exercise in a decade. Its new Issues Paper launches the Review of Payments System Regulation, and unlike the targeted surcharging review that concluded in March, this one is deliberately broad. Amendments to the Payment Systems (Regulation) Act 1998 have widened the RBA's remit to capture payment systems and parti
Mark Townley
Jun 286 min read


BECS September 2025 (DDR) Changes: Time to Accelerate PayTo Transition
New Direct Debit Rules Signal the Future of Australian Payments On 1 September 2025, significant changes to Australia's Bulk Electronic...
Mark Townley
Sep 3, 20254 min read


ACCC Authorises Industry Collaboration on Australia's Payments Future: What this means.
The Australian Competition and Consumer Commission (ACCC) has granted authorisation AA1000690 for an 18-month industry collaboration to...
Mark Townley
Aug 24, 20254 min read
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